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Found money spent wisely

February 15th, 2023 at 01:12 pm

With the bonus I received and the refund from the medical procedure, I was able to pay off 2 hospital bills and an ambulance bill.  I now only have one debt that I will start paying on, that is to my landlord.  She is a family friend that wanted me to get solvent before making her a priority.  I am lucky to have her.

My car insurance is up for renewal and they raised my rates by more than 10%!  I had a ticket, for the first time in 20 years.  I was able to find a plan for $200 less plus I can save an additional $200 if I pay in full instead of monthly payments.  For the first time ever, I will be able to do that.  It's not due until the fifteenth of March, so I have some time, but I already have it allocated.

Strong financial week for me

February 12th, 2023 at 04:21 am

In 2021, I had a medical procedure done that I had to pay the deductible for before insurance covered it.  Apparently insurance paid more than they thought because I received a check in the mail today for $844.  It was quite a shock opening that envelope!  I quickly deposited the check.  I also deposited the $30 check I received for Jury Duty.  Those items plus the checking account reward add up to over $1300 this week in found money!  And I'll have more when I get paid on Monday with the unexpected bonus I will be receiving!  I plan on paying my 6 month car insurance premium in full instead of making payments.  That will save me $200.  

It just never fails that when I am being smart and responsible money just shows up for me.

North Georgia Gal's new Blog

February 10th, 2023 at 02:29 pm

NGG here...I had to start a new blog as I lost access to my previous email address.  

I have lots on the financial front to share.  First, I have to say that I am blessed to have found the job I have.  They have been so good to me.  They purchased my glasses for me as a bonus and then this week I was told that I would be getting a profit sharing bonus!  They have treated me like I have been here for years instead of 6 months!

I opened an account with a local bank in November with a rewards certificate for $500.  I received that bonus today and it went straight into my savings account.

I have my debt down to 2 hospital bills, an ambulance bill and my car payment.  I am trying to get my car loan down to the value of the car so I can sell it and reduce that payment.  I would love to get rid of that payment all together, but I don't see that happening.  Buying this car was not the smartest thing I have done and I wish I could go back and change it, but since I can't I will work toward fixing the problem as best as I can.  I am making regular payments on the hospital and ambulance bills and they should be paid off within 6 months.

At some point, I am going to have to get a root canal done, but I am putting it off as long as I can as my dental insurance doesn't cover it.  I just hate spending that money, but it will have to be done.