February 15th, 2023 at 01:12 pm
With the bonus I received and the refund from the medical procedure, I was able to pay off 2 hospital bills and an ambulance bill. I now only have one debt that I will start paying on, that is to my landlord. She is a family friend that wanted me to get solvent before making her a priority. I am lucky to have her.
My car insurance is up for renewal and they raised my rates by more than 10%! I had a ticket, for the first time in 20 years. I was able to find a plan for $200 less plus I can save an additional $200 if I pay in full instead of monthly payments. For the first time ever, I will be able to do that. It's not due until the fifteenth of March, so I have some time, but I already have it allocated.
Posted in
Budgeting,
Personal Finance,
Saving Money
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2 Comments »
February 12th, 2023 at 04:21 am
In 2021, I had a medical procedure done that I had to pay the deductible for before insurance covered it. Apparently insurance paid more than they thought because I received a check in the mail today for $844. It was quite a shock opening that envelope! I quickly deposited the check. I also deposited the $30 check I received for Jury Duty. Those items plus the checking account reward add up to over $1300 this week in found money! And I'll have more when I get paid on Monday with the unexpected bonus I will be receiving! I plan on paying my 6 month car insurance premium in full instead of making payments. That will save me $200.
It just never fails that when I am being smart and responsible money just shows up for me.
Posted in
Budgeting,
Personal Finance
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3 Comments »
February 10th, 2023 at 02:29 pm
NGG here...I had to start a new blog as I lost access to my previous email address.
I have lots on the financial front to share. First, I have to say that I am blessed to have found the job I have. They have been so good to me. They purchased my glasses for me as a bonus and then this week I was told that I would be getting a profit sharing bonus! They have treated me like I have been here for years instead of 6 months!
I opened an account with a local bank in November with a rewards certificate for $500. I received that bonus today and it went straight into my savings account.
I have my debt down to 2 hospital bills, an ambulance bill and my car payment. I am trying to get my car loan down to the value of the car so I can sell it and reduce that payment. I would love to get rid of that payment all together, but I don't see that happening. Buying this car was not the smartest thing I have done and I wish I could go back and change it, but since I can't I will work toward fixing the problem as best as I can. I am making regular payments on the hospital and ambulance bills and they should be paid off within 6 months.
At some point, I am going to have to get a root canal done, but I am putting it off as long as I can as my dental insurance doesn't cover it. I just hate spending that money, but it will have to be done.
Posted in
Budgeting,
Personal Finance
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3 Comments »